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The best bank online right now in our opinion is Ally Bank. It has the highest savings account and long-term CD rates as well as a large ATM network and provides access to many other financial services.
Online banking is also known as internet banking or web banking. Online banking offers customers almost every service traditionally available through a local branch including deposits, transfers, and online bill payments. Virtually every banking institution has some form of online banking,...
The great thing about online banks is that not only are their checking accounts free , but many of them even pay interest. For those that pay interest, online banks can generally beat traditional financial institutions big or small with higher rates because of lower costs.
In January 1997, the first online banking service was launched by Sumitomo Bank. By 2010, most major banks implemented online banking services, however, the types of services offered varied.