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Yes. Online banking is safe with the proper precautions; it is becoming more and more popular each day. The following sections detail safety steps for online banking as well as ways your personal information may be compromised.
The best bank online right now in our opinion is Ally Bank. It has the highest savings account and long-term CD rates as well as a large ATM network and provides access to many other financial services.
The best overall online bank is Ally. Ally Bank brings together low fees, high interest rates, and great customer service. Ally offers checking, savings, money market, CD, and IRA accounts, plus the larger Ally family includes credit cards, auto loans, home loans, and investments.
In January 1997, the first online banking service was launched by Sumitomo Bank. By 2010, most major banks implemented online banking services, however, the types of services offered varied.