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The bank was founded in 1986 by T. Denny Sanford. The typical First Premier Bank MasterCard user uses the card for about 18 months before moving to another card with better terms; Sanford described the company as offering a "lifeline" for those with poor credit.
Make your First Premier Credit Card payment online by visiting the First Premier website (see Resources). Click on "Enroll Now.". Input your credit card number, expiration date and the three-digit code found on the back. Then enter your name and billing address. Create a user name and password and click "Register Card.".