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A credit score of 700 means that you are in a group of borrowers that most financial institutions target and want to actively lend too. Having a 700 FICO score means that you are in a good position when trying to obtain credit.
A 700 credit score is considered a good score. Your credit score is used by lenders to see if you qualify for financial products and to set your rate. The share of Americans with a score of 700 and higher was 59% in 2019, according to credit scoring company FICO.
What is a good credit score out of 700. For a score with a range between 300-850, a FICO assessment of 700 or above is for the most part viewed as great. A score of 800 or above on a similar range is thought to be fantastic. Most FICO assessments fall in the vicinity of 600 and 750.
Credit scores around 700 are considered "good" by the Fair Isaac Corporation, or FICO. You might think you can cruise if you've got a score of 700, but you shouldn't get complacent about your finances. Here's what you should know about your good credit score - and what to do about it.